Showing posts with label freedom. Show all posts
Showing posts with label freedom. Show all posts

Wednesday, April 3, 2013

How America Subverted te Meaning of a College Education

America's history with education is odd. Mind you - for my perspective to fully make sense - I'll be linking articles. They're sort-of long, but I ask those interested in my response to read them.

While I'm going to be talking mostly about college, I'd implore you to read this article from the Atlantic, What Americans Keep Ignoring About Finald's School Success, but more over...

Education's sole purpose is not "to get a job". Or at least, this has not historically been the case. It has been the intent to educate people - and "education" and what's applicable to the corporate world are not always the same thing.

Valuable knowledge and the ability to understand art, philosophy, social sciences - this shapes thought, this thought shapes society, it shapes our ethics, or actions as citizen, these are things that can empower future leaders to be citizens that can see a bigger picture. These are subjects that give our work meaning and put our work in perspective. It's not what to think that's only important, it's not just a set of skills to do a job that are needed. It's knowing how to think that shapes the course of our society.

The problem with turning education merely into something that people consider directly "useful" is that you create a nation of people who do complex tasks, but who do not question why they are doing them, who these tasks benefit, etc.

Education has turned into nothing more than mere vocational training. It is increasingly people paying for their own job training - something companies used to provide to their employees on their dollar. People through this system become people who toil and follow direction, people who accept a top-down culture (increasingly shaped by corporations) without any kind of rebellion.

And you can see it's effects in youth culture - as the hippies turned to punks, punk grew to grunge and hip hop and rave culture and now you just have this cannibalistic hipster culture that cannibalizes itself. But look at the ethics about the establishment - every passing generation is more accepting than the last, every next generation defines its culture as consumer culture more than the last.

Now - even by the so called rebellious underground cultures - you're considered lame to be protesting "the man" or consumer/corporate culture. And I think, in part, this has to do with america getting away from having respect for thinkers. If you get anything from all I blab about and link to here, get this: Information is not the same as knowledge - and our education system is geared more and more towards information.

But look where we're at today. We (IMO) have too many people going to college, too many people being charged too much to go to college and then essentially become indentured servants for years after education (if they can get a job), and the quality of said education is going down as education is more likely to be vocational training for jobs and not actual education.

But a little history is needed to look at the big picture. At the end of the civil rights era it became illegal to not employ racial minorities from jobs and work places. At the time most companies both did not require you to have a college degree to perform a job, because, like today, college degrees say nothing about whether you can or cannot perform said job.

Look at modern jobs: HR assistants, administrative assistants, call centers, entry level IT workers, some rudimentary sales jobs, entry level graphic design jobs - these don't require college degrees as a means to prove you can do it but it's a prerequisite to being hired.

What is needed is job training. Job training has been slowly externalized - whether by intent or unintentional consequence is beyond me, but why?

Employers started requiring college degrees for simple jobs because it was an economic barrier to keep blacks out. This was largely off the books, unspoken and off the record and hard to substantiate. I used to have several links backing this up and have not been able to find them for some time. If anyone else can find anything backing this up i'd be glad to see it - but until then I suppose you can take my [citation needed] with a grain of salt.

This requirement for college degrees changed the national discussion about education and a number of government programs were eventually started to assist people to obtain college education.

As more people started getting college education, what education gave people started to change, away from something that leaned more towards hard academics and more towards "job training". As this occurred you started to see companies do away with their "on the job training". Because, by happenstance, the process and the expense was now externalized onto the citizen.

In the last 15+ years we've seen a boom in vocational accredited "universities" that are nothing short of diploma factories. These schools are expensive, they have no requirements for attendance really - your high-school GPA, your SAT scores, your ACT scores - none of that matters. But we're all told we need college degrees to get jobs, the government is willing to subsidize part of it, and people are free to sign their name on endless dotted lines.

These schools are the epitome of vocational training, but somehow they're accredited as if they're Clemson or Duke or Radford even. Academic courses are made to be blown through. Fake statistics are given from the schools like "95% of our graduates get jobs in their chosen fields" and they fail to mention to you that if you chose to work flipping burgers, well then you got a job in your chosen field. Devry, Strayer, University of Pheonix, South University, and hundreds more. PBS/Frontline did a good documentary on all this called College, Inc.. There's a small article covering it here.

But that documentary talks about the for-profits chains and online schools and other diploma factories. What about the actual colleges out there? They too have been corporatized and trivialized. You can start to look at this at this blog, How the American University was killed in 5 steps. The short of it covers the defunding of public higher education, the demoralization and impoverishment of professors, the dominance of an managerial and administrative class within the university system, and the insertion of corporate culture and money into the university system. I recommend reading the link.

On top of that, student life has been trivialized by a multi-billion dollar sports industry and the thought that Greek life and college life are one in the same. School, as it becomes a vocational training facility - has also become a means to entertain middle class and rich kids. Chris Hedges again, talks about this in the Perversion of Scholarship.

And when all is said and done this has profound impact on culture. We no longer respect thinkers. We mock English majors, we make fun of philosophers. STEM graduates sit around self assured of our own awesomeness constantly mocking art majors by posing the statement that they're degree means nothing more than a future of asking "Do you want fries with that?"

Do not get me wrong, there is a contradiction in our society - we need more STEM majors to be competitive - but we also need to find a respect of thinkers and these things do not have to be at odds with each other.

In America nothing is more important than making a buck. Never mind the fact that the educational world has been changed into mere vocational training and making us all into indentured wage slaves, because mere job training has been externalized into the regular citizen taking out loans. And why? It all started with rich white businessmen trying to keep blacks out by making it about "qualifications" rather than race.

Even today, the EEOC states that companies of certain sizes must employ a certain percentage of minorities based on the population demographics of the location of the companies. So the companies move further away high minority areas, or they staff minorities in low rung jobs. Anything higher than entry level IT, sales, managerial spots, etc. are still greatly white.

Companies do a little dance, and sometimes even opt to take on the EEOC fines rather than attempt to meet the reasonable quotas set unto them. Meanwhile, a portion of white people are convinced that affirmative action still means they have the short end of the stick now. Tell that to all the black males who got hit much harder - percentage wise - than any other demographic during the recession. But that's another topic.

I suppose my point is this nation doesn't respect thinkers. We only see education as a tool used for job employment. Because we're 'Murica. And nothing is more important than money and buying shit.

In Europe there are fewer college grads, but I find the American dream more alive there than here. A picture was posted the other day of a man who came from a family of janitors. He was the first in his family to go to college. He said he was proof the American dream was still alive.

In most European nations you don't have DeVrys. College isn't some drunken beer fest and endless sporting event to spectate. If you have good grades the state will pay for you to go to school. All you need is good grades in most nations. That's it. And for the most part the corporate world stays out of it.

Even in our "higher academic" realms where education in the sciences are still going strong, schools are selling off the results of studies, patents on inventions that were done by the labor of kids who are paying to attend the school to the highest bidder, so these things can be locked away by some corporation and IP law.

The school system in this nation has been made to serve the interests of business first and foremost and almost exclusively. And the american people can't wait for it to do so even more. They are salivating to kick the shit out of those "faggot" art majors, those "sissy" English majors, those "useless" philosophers, or theoretical scientists even. Because they have the limited vision to see what these people can offer society.

And as we become a nation obsessed with vocation as a means to endless consumption, we find ourselves in a race to the bottom as corporations decide that regardless of how large our loans are (which are nothing more than externalized job training we paid for ourselves) we're too expensive. And now we're meant to compete at the scab wages of nations that haven't figured out that kissing in public isn't a travesty worthy of a stoning.

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Wednesday, February 13, 2013

Escaping Economic Bondage - Life Free of Fear

Living below your means isn't about postponing gratification. It's not about giving up products and experiences when you're young so you can have them when you're old. That's not it at all.

What it's really about is freedom.

Most people are, in many ways, slaves. Beginning at age five, we are forced to get up in the morning and go somewhere we didn't really want to go, and do things we didn't really want to do. Elementary school. Then high school. Then college. Then work.

And throughout all those years there was an undertone of fear. Fear that you'll get in trouble with Mom and Dad if your grades suck. Fear that your performance in college won't result in a decent job. Fear that you'll lose your job, and that your family will suffer, if you don't kiss up to the right people, or meet your quotas, or because some asshole above you decides to eliminate your job.... Always that nagging worry and fear in the background.

When it comes right down to it, most of us really don't want to be there. And most of us really don't want to be doing whatever they make us do. Maybe you're even forced to do things you don't feel right about just to survive, like cutting corners, speed over quality, turning a blind eye, not being totally honest....

Dealing with assholes. Dealing with office politics.

Dragging out of bed at 6am. Going to bed at 10pm so you don't feel like crap at 6. Driving through horrendous traffic.

Realizing other people have the power to wreak economic harm on you, and your wife, and your kids (which is a very bad way to be harmed because it involves having decent food, safe shelter, safe transportation, etc.).

Many people live just a few weeks, or months, away from financial ruin or homelessness. Always on the edge. Always needing to rely on others for access to a job, or for a loan, or so you can meet your job expectations.

This isn't living a life that is free. It's living a life in economic bondage. It can be a rather benign type of bondage, but it sure as hell isn't freedom because your choices are limited, your time belongs to someone else, and there's always that undertone of worry and fear.

"What if..."
"How long can we survive..."
"Will I meet my goals...."

So this isn't about postponing fun things until you're older. It's about escaping from the economic bondage of a wage slave. It's about freedom. It's about removing all that fear and worry from your life. It's about removing all the crap from your life. It's about getting out from under those above you who have the power to harm you and your family by eliminating your job, or by tossing you to the curb because maybe they don't like your attitude. It's about realizing that nobody should have the power to harm you like that. It's about wanting to get out from under somebody else's thumb.

You're legally free to walk away from your job tomorrow, but if you don't have the economic freedom to do that, you're not free at all.

It's about being free to sleep as late as you want, stay up as late as you want, and spend your time doing whatever you want. It's about realizing that there is no security unless you make it.

So it's all about freedom, not stuff or things. The sooner you start working toward untying those bonds, the sooner you'll be free. The more you deny yourself now, the sooner you will be free. And you really need to do it when you have the opportunity, because there's no guarantee that you'll even have a job five years from now.

And after you've attained your freedom, there's nothing that will stop you from continuing to work if you're lucky enough to have a job you look forward to going to (or have a job at all). But it will be YOUR choice.

So that's what it's really about. Many people will die at their desks without ever having experienced what it's like to truly be free. We become so conditioned to the worries and fear that we think we are free when we're really not. It isn't until you truly experience this freedom that you realize what you have been missing. The relief and overall sense of peace and happiness is astounding.

Don't let anyone tell you it isn't worth it.

So how do you do it?

The main, main thing is just spending less than you make. That's really just most of it. Do you need cable TV? No? Ditch it. Do you need blazing fast internet? No? Ditch it. Do you need to eat out every sunday? No? Stop it.

You can eat quite comfortably on about $25 per week per person in most parts of the US. You can move into a house that's not as much money to pay off. You can sell your car for a much cheaper one.

There's lots of things you can do to shave your bill if you want. One of the best ways is cutting off all the stuff you have to pay every month. Have a debt that chews away $100/month? Get rid of it. What about a "small" one that's only $15 a month? Get rid of it. That's free money just begging to be saved up.

One thing that I see a lot of people doing, though, is they'll get rid of some debt, or they'll shave money and they'll say "sweet! We now have $50 extra a month! What can I buy with that?"

Wrong appraoch.

The best you can do is to take that $50 extra a month that you had and don't touch it. If you were doing fine without it, you can now save that as free cash to put in a bank somewhere until you need it.

Find out what you're spending in your life that you don't need to be paying money on, then stop spending money on it. Instead of using that money somewhere else, you use that money to pay off the debt.

Say you have a phone with 1,000 texts a month and you only ever use 500. Well, downgrade to a 500 text limit and then you've just saved yourself $10 a month. Now take that $10 a month and apply it to, say, a debt that you have on a credit card, or something else you can pay off really fast.

You saved only $10 a month, but you're now paying off your smallest debt $10 a month faster. Once you pay off that smallest debt. You can use the money from that debt to pay off your next biggest one. So, we'll pretend you have a debt that eats up $40 a month, and you need to pay $500 to pay it off. You saved $10 a month so you'll be paying off your $500 debt $10 a month faster. So, 10 months faster than normal it's paid off. Then you use that $10 a month, and that $40 a month and now you have $50 a month to use to pay off your next biggest debt. Say this one is $150 a month because your car's engine broke and you're paying off the repairs. Now it's like you're only paying "$100 a month" on it because the other $50 is from the stuff you've paid off.

Maybe you work your way up to $200 a month in "free money". Now, if your car payment is $200 a month you could say "wow I have a free car payment now!" or, you could do the smart thing, and say "wow, now I can pay off the car twice as fast!". Then when the car's paid off? You have $400 a month in "free cash" to start paying off other things faster.

The long story short is, with debt, you want to start a snowball effect. Since you're reading this online, I can assume you can afford internet, a computer, and an hour of free time every day. That means you're probably stable on things, maybe not getting rich, but you're not in danger of getting into huge debt unless something big breaks.

So, what you want to do is get to a place where you're "stable" (that is, you might not be making more money than you spend, but you're not spending more than you make). Then you just save as much money as you can, cut as many corners as you can, and use that saved money to pay off debts while living the same exact lifestyle you were before you started paying off stuff.

Stop spending time in cafes, bars, restaurants, movies, theater, and stuff. Go somewhere where you'll have good memories. Getting coffee at a cafe isn't a memory, it's a money burn. Going to bar isn't a memory, it's a money burn.

Find out what's expensive about what you do right now. Cafe? It's the coffee. Bars? It's the drinks. Restaurants? It's the whole concept of going there. Movies? It's the fact that you're buying a $11 ticket instead of renting a DVD for $1.

Now. If you still want to do these things, that's fine, do them in moderation. Budget out your money and find out what you can "waste" on having fun. Look for a theater you want to go to, a show you want to see, and get some cheap tickets for it. It's still a fun time if you're in the back row, right?

Try hanging out, talking, actually doing things together that you can participate in. Learn how to play ping pong, dare your friends to start working out with you. There are a lot of things you can do without actually spending money.

Anyone who says that you have to stay at home to save money is a liar. Even in a super small town, you can find things to do for a day or two just to kill time. Time that is spent better off by not burning money and actually spending time with others. Look up "quality time with friends" vs just "time with friends". There's a huge difference.

And, as for the spending money without counting? I can see how that would make you feel free, but ask yourself this: are you freer knowing that you may or may not be in debt next month, or are you freer knowing that no matter what you do with your money, you'll end up with more of it next month than you had this month because you budgeted it out?

Partition your budget. Put the bills in one pile, the food in another pile, the emergency crap in a third pile, fourth in the investing pile etc etc. When you're done with the money, put the rest in the bank account and there you go. You can now spend money without counting it because even if you use it all up you've paid everything off that you need to. It's just a matter of re-organizing your priorities with the money.

What you have right now:
  1. Spend money on stuff I want to
  2. Pay bills
  3. Save for future
What you should have is:
  1. Pay Bills
  2. Save for future
  3. Spend whenever on whatever
Budgeting money today so that you can have the money tomorrow is the best kind of freedom you can give yourself. Spending the money today so that you'll have to stress out and budget it tomorrow isn't so fun in comparison. And it's definitely not going to make you free when you have to fix all your errors and mistakes in spending every month just to make things work.

"Oh, I'm free, but then, why am I having to sell my second car to buy food?" isn't freedom. "Oh, I budgeted out my money and I decided to go on a trip because I can afford it" is a whole lot more freedom, in my opinion.